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It is true that people in industrialised nations can expect live longer than ever before. Although there will undoubtly be some negative consequences for this trend, societies can take steps to mitigate these potential problems.
As people live longer and the populations of developed countries grow older, the related problems can be anticipated. The main issue is that more people of retirement age who will be eligible to receive a pension. The proportion of younger, working adults will be smaller, and government will therefore receive less money in taxes in relation to the size of the population. In other words, an aging population will mean a greater tax burden for working adults. Furthure pressures will include that a rise in the demand of healthcare, and the fact young people will increasingly have to look after their elderly relatives.
There are many actions governments could take to solve problems describe above. Firstly, a simple solution will be to increase the retirement age for working adults, perhaps from 65 to 70. Nowadays, people of this age tend to be healthy enough to contiune a productive working life. A second measure would be for governments to encourage immigrations in order to increase the numbers of working adults who pay taxes. Finally, money from national budgest will need to be taken from other areas and spent on vital healthcare, accommodation and transport facilities for the rising numbers of older citizens.
In conclusion, various measures can be taken to tackle the problems that are certain to arise as the populations of countires grow older.
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All banks are guaranteed by the government in the UK and most developed countries, so failure of banks is not a worry and people can get a mortgage from any financially regulated company.
Peter never buys anything - he just scrounges (off his friends)."
https://dictionary.cambridge.org/dictionary/english/scrounge
https://www.theguardian.com/commentisfree/2018/feb/04/ageing-nhs-loneliness-co-housing?utm_source=esp&utm_medium=Email&utm_campaign=GU+Today+main+NEW+H+categories&utm_term=262906&subid=11006640&CMP=EMCNEWEML6619I2