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Cash is just too much trouble, so it seems.
There is a move to only accept payment by card in some bars and restaurants. From contactless payments at self-service supermarket tills to online banking, it can seem like the digitisation of money is inevitable.
But cash is proving curiously resilient. In the UK, it is still used in 44% of consumer transactions and despite the rate of card transactions soaring and the value of cash payments falling by 10% annually, the volume of cash in circulation is at a record high. The number of British people who deal solely in cash – 2.7 million – is also rising. (This might be due to a booming criminal economy).
How do you normally pay for goods and services? DO you use internet banking or do you still prefer to go to your bank, or do you have a choice? Do you every use cheques any more?